Housing Market

8 Cheapest Resale HDB Flats Under $350K, For Couples Who Need Affordable Homes After The Wedding

19 July 2022 | BY

Resale HDB flats in Singapore prove to make an affordable housing choice, with these budget-friendly flats under $350K.

cheapest hdb

You had the wedding of your dreams, a picture-perfect day to tie the knot. But despite smoothly avoiding wedding debt, reality hits with other grown-up responsibilities. Monthly mortgages and family planning are now part of your regular dinner chats. It’s unfortunate but you know that practical compromises need to be made – to avoid straining both your finances and marriage. 

There are ways, though, to move into your forever home ASAP while sticking to an affordable budget. A Scandi-chic home, a Jungalow-themed flat, or whichever interior design trend you fancy – it’s all made possible by going down the resale HDB flat route. These 8 affordable resale HDB flats are all under $350K, so there’s no need to wait any longer to strike the BTO flat lucky draw or pay a hefty sum for a condo. 

*All provided property listings are accurate as of 17 July 2022 – do note that some might no longer be available.

1. 3-room flat at Commonwealth Close: $330,000

cheapest flatImage credit: PropertyGuru

It’s a rare find, to come by a resale flat that’s equal parts stylish and modern. Despite only having 41 years left on the lease, this 3-room flat at Commonwealth Close is an idyllic starter home. It has two bedrooms, two bathrooms, and a fairly spacious kitchen. 

cheapest flatImage credit: PropertyGuru

Its squarish layout makes it a breeze to decorate with minimal renovation needed – you can see that the previous owners dolled it up into one stylish property. Plus, it’s a stone’s throw away from Commonwealth MRT Station and an easy 10-minute stroll to Holland Village. 

Get more details on 83 Commonwealth Close.

2. 3-room flat at Teck Whye Avenue: $338,000

resale hdbImage credit: PropertyGuru

What was once a young family’s first home could now be yours too, with this 3-room flat at Teck Whye Avenue. It’s all about a convenient location with this affordable resale flat, since it’s near several schools, including Teck Whye Primary and Secondary, as well as a Sparkletot Preschool. 

resale hdb
Image credit: PropertyGuru

While it’s a cosy space standing at just 721sqft, it has everything you need for – a small home to call your own. It’s a two bedroom, two bathroom floor plan, so despite being slightly tight in terms of space, there’s still enough privacy. You wouldn’t be too close to other family members for comfort. There’s also a galley kitchen, so you’re flanked with sufficient kitchen prep space.

Get more details on 10 Teck Whye Avenue.

3. Studio HDB Flat at Telok Blangah: $250,000

cheapest flatImage credit: PropertyGuru

If you’re looking for a blank slate, then this Telok Blangah resale flat fits the bill. It’s a studio HDB, which is a rare find today, but you can also convert it to a 1-bedroom unit for privacy if needed. By no means is it a large home at 333sqft, but if you’re tight with your significant other and spend most of your time out, this studio flat might very well be the dream starter home for you. 

resale hdb
Image credit: PropertyGuru

Note of warning: the bathrooms look like they need a serious uphaul, but on the bright side, it’s a regular layout so that it’s easy to design your ideal home around. In any case, there are no ethnic quota restrictions and even Singapore PRs are eligible to purchase this charming studio flat that’s right smack in the middle of centrally-located Telok Blangah. 

Get more details on 7 Telok Blangah Crescent.

4. 2-room flat at Jurong West: $298,000

cheapest flat
Image credit: PropertyGuru

Besides location, price, and tenure length, another thing you should be looking at is the placement of your flat – where is it located in the grand scheme of the entire HDB block? Corner units are as desirable as it gets. This 2-room flat at Jurong West boasts a prime corner placement, and is touted as the only one up for sale at this particular block. 

resale hdb
Image credit: PropertyGuru

Besides, it’s been well-maintained over the years – notice the spanking new coat of bright yellow paint – so a large-scale reno might not be needed. It’s also near Pioneer MRT Station and various primary schools.

Get more details on 990B Jurong West Street 93.

5. 3-room flat at Boon Lay: $300,000

resale hdb
Image credit: PropertyGuru

When a classic 3-room flat is what you’re looking for, a 3-room flat at Boon Lay might just make it on your KIV list. It’s not at all a spacious home, but at just $300K, we’ll be more than satisfied with this 635sqft space to call our own. 

resale hdb
Image credit: PropertyGuru

It’s been recently renovated as well, with a North-East facing which means you get airy brightness from the morning sun – but this is nowhere near as powerful as the sun’s steely glare during sweltering afternoons. 

Get more details on 176 Boon Lay Drive.

6. 3-room flat at Commonwealth Close: $330,000

resale hdb
Image credit: PropertyGuru

Not to be confused with the previous listing of a 3-room flat at Commonwealth, this is an equally stylish 2 bedroom, 2 bathroom space that’s also affordably priced at $330K. Now, we like this not just for its orderly layout but also because it’s centrally located, near Commonwealth MRT Station.

resale hdb
Image credit: PropertyGuru

There’s also a balcony connected to the kitchen, and even a smartly designed extension so you can let in a flow of fresh air. 

Get more details on 83 Commonwealth Close.

7. 2-room flat at Bukit Ho Swee: $245,000

cheapest flat
Image credit: PropertyGuru

Now, from our social studies classes, we all know about the history surrounding Bukit Ho Swee and the raging fires of 1961. This particular HDB block came about the very next year, meaning that there’s around 39 years left on the leasehold tenure. It’s not only set in one of Singapore’s more desirable areas – being right next to Tiong Bahru – but it’s also just a 5-minute walk away from the upcoming Havelock MRT station.

resale hdb
Image credit: PropertyGuru

While it’s in its original condition, the layout appears squarish with natural sunlight streaming through – it’ll be an easy fixer-upper, that’s for sure. Also, despite being a low floor, this simply means you get a front view of the greenery right in front.  

Get more details on 10 Jalan Bukit Ho Swee.

8. 3-room flat at Bedok North: $348,000

cheapest flat
Image credit: PropertyGuru

When it comes to an ideal 3-room HDB layout, this flat at Bedok North checks all the boxes: it doesn’t have any afternoon sun, it’s perched on the 14th floor with unblocked views, and it has 3 hawker centres nearby. 

cheapest flat
Image credit: PropertyGuru

But what’s most important is that it’s recently renovated, so there’s little uphaul needed. You wouldn’t need to worry about old pipes and creaky flooring either – there are wooden floors and modern water heaters. 

Get more details on 501 Bedok North Street 3.

Cheap resale HDB flats in Singapore

While BTO flats are typically thought of as the more affordable housing route in Singapore, resale flats are also solid choices for those looking for a starter home. Instead of foolishly investing your hard-earned money into Mickey Mouse condos or waiting impatiently for years to secure a BTO flat, a resale HDB flat speeds up the process – while not breaking the bank.

It’s the sweet spot for all young couples and families: it makes financial sense while letting you live in your dream home. Whatever it is, from well-maintained 3-room HDB flats at Commonwealth to unique studio flats at Telok Blangah, make sure to properly do your research before committing to your first property. 

Read up more on resale HDB flats in Singapore:


Cover image adapted from: PropertyGuru, PropertyGuru

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